Best Ever: IHG Premier Credit Card 120,000 Point Offer Ending Tomorrow!

holidy inn aruba, ihg
Stay right on Palm Beach at the Holiday Inn Aruba with your free night certificate (photo from Holiday Inn Resort Aruba)
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UPDATE: This offer has expired.

Earlier this year, IHG just came out with their highest credit card offer yet where you’ll be able to earn up to 120,000 points with the IHG Rewards Club Premier Credit Card. To earn the full amount of points, you’ll be looking at a total of $5,000 spend on the card, but you have 6 months to do so (3 months for the first $2,000 then 6 months for remaining $3,000). If you’ve been debating getting the card, you’ll definitely want to act now as this offer is currently set to end tomorrow, May 1, 2019. It will also be taken down from my site mid-day tomorrow.

This is definitely a great offer for the card and one of those cards that I keep year after year due to the money saving benefits. This card comes with an $89 annual fee, but is well worth it as the value I receive on an annual basis equates to way more. You are also eligible for this card and the welcome offer even if you have the old IHG Select Credit Card!

As I mentioned above, while some credit cards are great for the sign up bonus and then have minimal benefits year after year, however, this is one of those cards where the benefits surpass the annual fee. The best perks of the card include:

Free Night Every Single Year

With this card you’ll receive a free night certificate on every anniversary year at eligible hotels. Although IHG is now capping the awards at hotels that cost 40,000 points or less, this perk alone should pretty much pay for the yearly annual fee, if not more! For example, you can use this free night certificate at the Holiday Inn Aruba which is right on the beach and can easily go for $300+ a night during peak season.

a swimming pool with palm trees and a beach
Stay right on Palm Beach at the Holiday Inn Aruba with your free night certificate (photo from Holiday Inn Resort Aruba)

4th Night Free on Award Stays

If you commonly stay 4+ nights at hotels, this is an awesome perk. When you book with your IHG points, you’ll receive your 4th night free just by being a cardmember. With many other chains, such as Marriott and Hilton, your free night doesn’t appear until the 5th night, so getting the 4th night free is big. This is definitely a unique benefit and one that can save you a ton of points throughout the years as there is no maximum number of times you can take advantage of this benefit.

a body of water with a hut and palm trees
Intercontinental Hotel, near Papeete, French Polynesia (photo from Wikimedia – David Broad)

Not only that, if you still have the old IHG Select Credit card, you can combine the 10% rebate you receive with that card with the 4th night free with the IHG Rewards Club Premier Credit Card. So let’s say you are looking to stay four nights at a hotel that typically costs 40,000 points, for example. You’ll end up redeeming just 120,000 points (due the 4th night free benefit) and then you’ll receive 12k points back as a rebate after your stay. This means you are looking at spending just 27,000 points a night for a four night stay! That is an incredible value since there are many opportunities to purchase IHG points at just .5 cents a point if you are running low on points. That equals out to just $135 a night at a 40k point property! This even works for IHG PointBreak properties!

Global Entry or TSA Precheck Fee Credit

This is a popular benefit amongst many cards but typically only appears on the very expensive credit cards. So to have this benefit on a normal annual fee card is pretty rare and awesome! Essentially, you pay for your Global Entry application fee and you’ll receive a $100 statement credit — ultimately giving you free Global Entry. While you can also use the fee credit on TSA Precheck instead (which is only $85) you might as well get Global Entry as it comes with TSA Precheck as well. The good thing about this credit is that the application doesn’t have to match the name on the credit card. This means if you already have Global Entry all you have to do is pay for another friend or family members application and you’ll still get the $100 statement credit. You can receive this statement credit every 4 years.

Platinum Elite Status

While IHG Platinum status won’t get you too much when staying at their properties, there are a few benefits to having this status, such as:

  • Your points will never expire. Typically IHG points expire if there is no activity in the account for a 12 month period. When you have Platinum status (even if it is just earned from having the credit card), your points will not expire even if there has not been any activity in 12 months. This is definitely one of the shorter expiration periods amongst hotel chains, so not having to remember to keep your account active is nice.
  • Raid the Bar Credit. Platinum status also matches to Kimpton’s “Tier 3†status which will get you a $10 Raid the Bar credit when staying at Kimpton properties.

Also, just having some sort of status when you walk into a hotel is much better than no status at all as it can definitely increase your chances of an upgrade.


This is a great offer and significantly better than what we’ve seen in the past. When the card was initially introduced we saw a 100k offer and then it was decreased to 80k. Now instead, you’ll receive the same 80k points, but then an additional 40k if you are able to meet the extra spend. Although I wouldn’t personally use this credit card for my every day spend, it is on of those cards that is great for both the welcome offer and the yearly benefits — primarily the free night certificate and 4th night free on award points. And of course getting Global Entry for free is great as well!

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