UPDATE: This offer has expired.
With yesterdays announcement of Marriott rebranding all of their credit cards, we found out that there are two cards from the current portfolio that will not continue on post the February 13, 2019 rebranding date. Both The Starwood Preferred Guest Credit Card from American Express and The Marriott Rewards® Premier Business Credit Card from Chase card will be discontinued, which means you have a few more weeks to apply for these cards if you were looking to do so.
Those who are currently cardmembers, or at least apply by February 12, 2019, will still be able to keep the two cards and the respective benefits. Both cards are very similar in nature (despite one being a personal card and the other a business card)—the welcome offer is exactly the same and the card benefits are almost identical. The benefits include:
- Free night certificate annually: With both cards, you’ll receive a free night certificate annually upon account renewal, up to a hotel that costs 35,000 points a year
- Silver status: Both cards will give you 15 nights a year, which will give you automatic Silver status (you are only allowed to earn a maximum of 15 nights regardless of the number of Marriott and Starwood credit cards you have)
- 6 points per dollar spent at SPG and Marriott properties: Both cards will award you with the same number of points when you use the card at participating SPG and Marriott properties
- No annual fee the first year: Neither card will charge you an annual fee the first year, and both will charge you the same $95 fee every year thereafter.
Really, the main difference is that the Marriott Premier Plus Business card will give you 4x points at gas stations, restaurants, shipping, internet, cable and phone service purchases. The Starwood Amex does not offer any increased bonus categories.
The other difference you’ll want to take into account is which Marriott credit cards they will exclude you from applying for in the future. Back in August, Marriott put in place certain restrictions on applying for all of their Marriott and Starwood credit cards. This means, if you are a cardmember or have received a welcome offer for a particular card in the past, that could prevent you from applying for a totally different card. This means that applying now for either of these cards could prevent you from receiving the 100,000 point offer for some of their other cards come February. Note: The 100,000 point offers will be for the re-named Marriott Bonvoy Brilliant™ American Express® Card (available February 13), Marriott Bonvoy Business™ American Express® Card (available February 13), and the Marriott Bonvoy Boundless Card (available February 28).
- Applying for The Starwood Preferred Guest Credit Card from American Express will prevent you from applying for the:
- Marriott Bonvoy Boundless Card (currently known as the Marriott Rewards Premier Plus Card) — you cannot have had The Starwood Preferred Guest Credit card in the past 30 days), which means you can be eligible next year as long as you cancel The Starwood Preferred Guest Credit Card at some later point
- Applying for The Marriott Rewards® Premier Business Credit Card from Chase will prevent you from applying for the:
- Marriott Bonvoy Brilliant™ American Express® Card (currently known as the Starwood Preferred Guest® American Express Luxury Card) — you’ll have to wait 24 months after receiving the welcome offer for the Marriott Rewards Premier Business Credit Card to be eligible for this card
- Marriott Bonvoy Business™ American Express® Card (currently known as The Starwood Preferred Guest® Business Credit Card from American Express) — you cannot have had The Marriott Rewards Premier Business card in the past 30 days), which means you can be eligible next year as long as you cancel the Marriott Rewards Premier Business card at some later point
Definitely consider your overall strategy and see if applying now is the right move or not. Personally, I would consider the Starwood Preferred Guest Amex credit card over the Marriott Rewards Premier Business card since it will not restrict more options in the future. With that being said, they did announce that a new consumer no annual fee card would be coming out this summer and I am not sure which applications would prevent you from getting the new card. My assumption is any of the current Amex cards would restrict you, although typically a no annual fee card doesn’t come with a strong welcome offer or great benefits. But you never know!
What is your strategy for Marriott credit cards?
Note: This post contains affiliate links. As always, thank you for supporting Deals We Like and enjoy traveling on a deal!
The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
So If I’m reading your prior article on Marriott restrictions correctly, I’m ineligible for the Marriot Premier Business Card signup bonus because I’m currently in possession of the AMEX Starwood Preferred Guest Card?
@Tom – Yes that is correct.