Bonus Points for Spending More on Your Credit Card

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From time to time, some credit cards will send out offers (possibly targeted) to their card members to get them to spend more on their particular card. With these offers, it is possible to get a decent number of bonus points to increase your points balance. Although, they can sometimes come with some hefty spend.

Just this past week, I received emails from Chase offering me a bonus with both my Hyatt and IHG credit card. Sometimes they are well worth moving my everyday spend to the card, while other times they are not.

Hyatt Credit Card Spend Offer

The Hyatt credit card spend offer is giving me 4,000 points after I spend $4,000 on the card. This is actually a great offer, in my opinion. I value Hyatt points very high with at least a 2 cents per point valuation. This means the 4,000 bonus points is like an extra $80 during that time period. The offer runs between April 1 and June 30, 2017, so you only have 3 months to spend the money. This is a lot of money to spend in a 3 month time period, but if you were going to be spending the money anyways, you might want to consider putting it on this card. Just make sure that the points earned outweigh the points you’d earn on another card.

IHG Credit Card Spend Offer

With the IHG credit card spend offer, you can earn 600 bonus points every month between April 1 and August 31, 2107. That means you have 5 opportunities to earn the points for a total of 3,000 bonus points. You must spend $750 on your card per month. This is not a great offer in my opinion as I value IHG points extremely low, at about .55 cents per point. This means the 600 points per month is worth about $3.30, giving you a total of $16.50 in points. While the spend is lower then the Hyatt offer, the points are significantly lower. The only reason to take advantage of this offer is if you stay at IHG hotels often and pay with your stay with your IHG credit card.

Overall…

There is a good chance I’ll take advantage of the Hyatt offer, but definitely not the IHG offer. The only thing holding me back is that I am trying to meet minimum spend on another credit card I recently opened.

Keep in mind that many of the bonus offers require you to register, so make sure to do that first. You can search your emails to see if you received any sort of promotion. Anyone else receive any other credit card spend offer?

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