This is part of the reader question series that I started earlier this year – you can view more reader questions here. Feel free to email me at email@example.com if you have a question you’d like answered in a full on post.
Reader Michael recently commented on this blog post regarding the limited time increased Chase Ink credit cards sign up offer asking:
“I currently have a Ink Plus Mastercard. I wanted to apply for the Ink Plus Visa card to take advantage of the latest promo. I decided to call up Chase to ask them if I apply and get approved for the Visa card will I receive the current bonus. I talked with someone in customer service and a separate individual in applications. They both told me the same thing – no, I would not receive the bonus points as I already received bonus points with my initial Plus Mastercard and they said the same thing would apply even I were to be approved for a Bold card. Chase goes by your social security number in your applications.
So for those who have applied for a 2nd card and received a 2nd bonus I would like to know how you got around the above? Thanks in advance for your help.”
That is a great question and one I believe many have! I personally have the Mastercard version of the Chase Ink Bold and Chase Ink Plus and was able to get the sign up bonus for both cards. So from personal experience you absolutely can get the sign up bonus for both the Chase Ink Bold and Chase Ink Plus if approved.
However, in regards to getting the sign up bonus for the Visa version if you already have the Mastercard version I cannot yet comment from personal experience. I actually will be applying for the Visa version of the Plus card this week so can report back. But, I’ve read many reports and other blog readers have commented in the past that they HAVE received the sign up bonus for both versions of the card. Additionally, I’ve also read many success stories of folks being able to get the sign up bonus twice with two Mastercards and two Visa, but this has been the case when someone had two different businesses.
I will put it out there that many times customer service is not completely knowledgeable on how things actually work on the back end. That does not mean they are always wrong by any means, but it is always good to find out what has and has worked from other people’s personal experience.
So my best guest is that if approved you will receive the sign up bonus again. Remember though, these particular cards many times require a call to the reconsideration line as they need to find out more information. Be prepared to discuss why you need another version of the card. There are many valid reasons, such as you want the benefits that come along with the Visa card (such as the Visa Savings Edge program I wrote about the other day), you want to keep your expenses separate, etc.
If you’ve had any success with getting the sign up bonus for the Visa version while already having the Mastercard version, feel free to comment below.
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