UPDATE: THIS OFFER HAS EXPIRED.
This is a quick reminder that the increased sign up offer for the Delta credit card is ending tomorrow on June 30, 2015. This is a limited time sign up offer for four of the American Express co-branded cards. These are pretty lucrative offers that can help you fly for free! The last time an increased offer was available for these cards was last November. During that time, I personally signed up for the personal version of the card and just a few days ago applied for the business card (I was immediately approved for both cards). Here are some recent posts giving some information about the credit card offers: “Top 10 Questions About Delta Credit Card“, “Increasing Your Delta MQMs without Flying“, and “Using the Delta Platinum Companion Certificate.”
Personal Cards:
- Gold Delta SkyMiles® Credit Card from American Express: Earn 50,000 miles after you make $2,000 in purchases on your new Card within your first 3 months. You can also earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. $0 introductory offer annual fee, then $95.
- Platinum Delta SkyMiles® Credit Card from American Express: Earn 60,000 miles + 10,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchase on the card within the first 3 months. You can also earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. $195 annual fee.
Business Cards:
- Gold Delta SkyMiles® Business Credit Card from American Express: Earn 50,000 miles after you make $2,000 in purchases on your new Card within your first 3 months. You can also earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. $0 introductory offer annual fee, then $95.
- Platinum Delta SkyMiles® Business Credit Card from American Express: Earn 60,000 miles + 10,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchase on the card within the first 3 months. You can also earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. $195 annual fee.
Difference between personal and business versions:
You’ll notice that the personal and business offers of the respective cards are very similar in nature. Although there are two main differences where the business versions have a leg up:
- With the business version of the two cards you are eligible to American Express OPEN savings. This gives you 5% statement credit when you use your card at many merchants, including: FedEx, Hertz, Hyatt, etc. You can read more about AMEX Open savings here.
- The bonus offer for the two business credit cards are available to applicants who have not had this product within the past 12 months. So if used to be a cardmember (12+ months ago) you are still eligible for the sign up bonus. With the personal cards, the sign up bonuses are technically limited to once in a lifetime.
Other card benefits:
- With all four cards you’ll receive you first checked bag for free for both you and 8 other passengers on the same itinerary, Priority boarding, 20% in-flight savings, and discounted SkyClub access. I personally find those benefits pretty basic, but the free checked baggage can really save you some money depending on how you fly.
- With the Platinum card only, you are able to earn 10,000 miles and 10,000 MQMs for the first $25,000 in spend during the calendar year. You’ll then earn another 10,000 miles and MQMs after you spend $50,000 total in the calendar year.
- With the Platinum card only, you’ll receive an annual companion certificate.
- Since all are American Express cards, you are eligible to take advantage of the many American Express statement credit offers that I write about often! This can help often the annual fee and help you save money!
With four different offers, which card is best for you?
So while all four cards have similar benefits, the Platinum card has some enhanced perks that will ultimately cost you an extra $100 a year due to the annual fee difference. The main reason to get the Platinum card over the Gold card is if you are looking to earn additional miles and MQMs. While you will get an additional 10,000 MQMs upfront as part of the sign on bonus, there is the ability to get more miles and MQMs on an annual basis. If you are able to put that much spend on your card, however, then the $100 difference could be wellworth it. Also, the Platinum card comes with an annual companion certificate upon account renewal(domestic economy class that can be used within the 48 contiguous states + you have to pay applicable taxes/fees). But, if you are just looking for the basic perks and a good sign up bonus, then the Gold card is probably best.
Key Links:
- Gold Delta SkyMiles® Credit Card from American Express: Earn 50,000 miles after you make $2,000 in purchases on your new Card within your first 3 months. You can also earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. $0 introductory offer annual fee, then $95. Application link
- Platinum Delta SkyMiles® Credit Card from American Express: Earn 60,000 miles + 10,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchase on the card within the first 3 months. You can also earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. $195 annual fee. Application link
- Gold Delta SkyMiles® Business Credit Card from American Express: Earn 50,000 miles after you make $2,000 in purchases on your new Card within your first 3 months. You can also earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. $0 introductory offer annual fee, then $95. Application link
- Platinum Delta SkyMiles® Business Credit Card from American Express: Earn 60,000 miles + 10,000 Medallion® Qualification Miles (MQMs) after spending $2,000 in purchase on the card within the first 3 months. You can also earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. $195 annual fee. Application link
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