Highest Offer Ever for the IHG Premier Credit Card — Up to 120,000 Points!

restaurant beach
Stay at the Holiday Inn & Suites Clearwater Beach right on the water and get your 4th night free + 10% points back!
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UPDATE: This offer has expired.

IHG just came out with their highest credit card offer that we’ve seen to date! For the IHG Rewards Club Premier Credit Card you’ll be able to earn up to 120,000 points. To earn the full amount of points, you’ll be looking at a total of $7,000 spend on the card, but you have 6 months to do so (3 months for the first $2,000 then 6 months for remaining $5,000). Typically, IHG points are worth about .5 cents per point, so this offer is worth about $600 towards future travel at IHG properties.

In addition to the welcome offer, this cards with great benefits where you can save a good amount of money on a yearly basis, making up for the annual fee ($89/year), plus more. This card came out last year and is definitely a good travel card to have in your personal portfolio—especially for those that will typically stay 4 nights straight at an IHG property!

As I mentioned above, while some credit cards are great for the sign up bonus and then have minimal benefits year after year, this is one of those cards where the benefits surpass the annual fee. The best perks of the card include:

Free Night Every Single Year

With this card you’ll receive a free night certificate on every anniversary year at eligible hotels. Although IHG is now capping the awards at hotels that cost 40,000 points or less, this perk alone should pretty much pay for the yearly annual fee, if not more! The great thing about this certificate is that even though it expires a year after it is deposited to your account, you just need to book by that date, you do not actually have to stay by that expiration date (although if you do this the one downfall is that you cannot change your reservation after the expiration date). For example, you can use this free night certificate at the Holiday Inn Aruba which is right on the beach and can easily go for $300+ a night during peak season.

a man and woman posing for a picture on a beach
Stay right on the beach in Aruba for free!

4th Night Free on Award Stays

If you commonly stay 4+ nights at hotels, this is an awesome perk. When you book with your IHG points, you’ll receive your 4th night free just by being a cardmember. With many other chains, such as Marriott and Hilton, your free night doesn’t appear until the 5th night, so getting the 4th night free is big. This is definitely a unique benefit amongst cards and one that can definitely save you a ton of points throughout the years as there is no maximum number of times you can take advantage of this benefit.

a group of umbrellas and tables on a dock by the water
Stay at the Holiday Inn Resort & Spa in Clearwater Beach and get your 4th night free. This property is located right on the water!

Global Entry or TSA Precheck Fee Credit

This is a popular benefit amongst many cards but typically only appears on the very expensive credit cards. So to have this benefit on a normal annual fee card is pretty rare and awesome! Essentially, you pay for your Global Entry application fee and you’ll receive a $100 statement credit — ultimately giving you free Global Entry. While you can also use the fee credit on TSA Precheck instead (which is only $85) you might as well get Global Entry as it comes with TSA Precheck. The good thing about this credit is that the application doesn’t have to match the name on the credit card. So if you already have Global Entry all you have to do is pay for another friend or family members application and you’ll still get the $100 statement credit. You can receive this statement credit every 4 years.

Platinum Elite Status

While IHG Platinum status won’t get you too much when staying at their properties, there are a few benefits to having this status, such as:

  • Your points will never expire. Typically IHG points expire if there is no activity in the account for a 12 month period. When you have Platinum status (even if it is just earned from having the credit card), your points will not expire even if there has not been any activity in 12 months. This is definitely one of the shorter expiration periods amongst hotel chains, so not having to remember to keep your account active is nice.
  • Raid the Bar Credit. Platinum status also matches to Kimpton’s “Tier 3†status which will get you a $10 Raid the Bar credit when staying at Kimpton properties.

Also, just having some sort of status when you walk into a hotel is much better than no status at all as it can definitely increase your chances of an upgrade.


This is a great offer and significantly better than what we’ve seen in the past. When the card was initially introduced we saw a 100k offer and then it was decreased to 80k. Now instead, you’ll receive the same 80k points, but then an additional 40k if you are able to meet the extra spend. Although I wouldn’t personally use this credit card for my every day spend, it is on of those cards that is great for both the welcome offer and the yearly benefits—primarily the free night certificate and 4th night free on award points. And of course getting Global Entry for free is great as well!

Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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5 years ago

I just wanted to confirm if I have the old IHG card I can apply without closing the other card ?
Thanks for the info 🙂

5 years ago
Reply to  Beechy

Did you read the article? Especially the last two sentences of the Overall section??

5 years ago

JBC- I don’t see anything in the article answering Beechys ? And I have the same one.
Jen can you please answer.

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