New highest ever 100,000 point bonus offer for Chase Ink Preferred Credit Card

travel, hotel, beach
June 7, 2020 in Huntington Beach, CA: Contemporary style hotel resorts besides the sandy beach and Pacific Ocean taken in Huntington Beach, CA where tourists can stay at a resort hotel and also spend leisure time at the beach and ocean
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The Ink Business Preferred Credit Card is not only one of my favorite business cards, but also one of my most cherished all-around-best-ever-cards. And right now, Chase just increased the welcome offer to an incredibly high 100,000 Chase Ultimate Reward points. Although the minimum spend requirement is quite high, I understand that this will not be an obtainable offer for everyone.

  • Key Link: Ink Business Preferred Credit Card — Earn 100,000 points after you spend $15,000 on purchases within the first three months after you open the card. $95 annual fee.

Earn Chase Ultimate Reward points

With this card, you’ll earn 3 points for every dollar spent, up to the first $150,000 in combined purchases per anniversary year, with the following category purchases (on all other purchases you’ll earn 1 point per dollar spent):

  • Travel
  • Shipping purchases
  • Internet, cable and phone services
  • Advertising purchases made through social media sites or search engines

This card, along with the Chase Sapphire Reserve card, are two of of the strongest cards for travel purchases as both allow you to earn 3x points. This covers everything from hotel stays and airline flights to Uber rides and car rentals.

Related: Top 5 reasons why you should have the Chase Ink Preferred Credit Card

hyatt status will earn you suite upgrades
Transfer your points to Hyatt to stay at some awesome resort properties — such as the Hyatt Ziva Cancun

Redeeming Chase Ultimate Rewards

Chase Ultimate Reward points are my favorite currency to earn as they are extremely flexible to use. There are two ways to ideally redeem your points. One of the easiest ways to redeem your points is through the Chase Ultimate Rewards travel portal where each point equals 1.25 cents per point, making the 100,000 point offer worth a fixed $1,250.

Or, many people will get more value out of their points by transferring them to to a loyalty rewards partners. Below is a list of the 13 partners, but my favorite include British Airways, United and Hyatt. For those looking to fly business class, you’ll also find some great redemptions with the international airline partners. I value my Chase Ultimate Reward points at a minimum of 2 cents per point, making the 100,000 point offer worth $2,000 when redeeming your points this way.

Related: Going Chase Ultimate Rewards? The credit card you should get.

a table with different colored lines

Card Benefits

Not only does this card offer great category bonuses and rewards, it also holds some winning perks. Here are some of my favorite benefits that come along with this card:

Amazing Cell Phone Protection Insurance

This card is one of the few credit card that carries cell phone protection. As long as you pay your monthly cell phone bill with your Ink Business Preferred Credit Card, you are covered. This means if your phone is damaged or stolen, you will be reimbursed the cost of replacing the phone or getting it fixed. You are allowed to file a claim three times per year rolling 12 months and will be reimbursed up to $600 each time, minus a $100 deductible. Not only are you covered, so is everyone else on your bill. While there are some other cards that also offer cell phone protection, those cards do not allow you to file as many claims per year.

Related: Ink Business Preferred $600 cell phone coverage

I personally have taken advantage of this benefit one too many times now. With two young kids, my phone seems to break more times than I’d like to admit. Also, both my dad and my sister have used this benefit as we are on a family plan and I am the account owner. When my phone broke the umpteenth time, I was able to purchase the exact same phone and received a check in the mail for the cost of the new phone, minus the $100 deductible. Submitting the claim was an easy process and the check came within a few weeks. I was actually surprised at how seamless the process was.

Related: Getting amazing value from the Ink Business Preferred card with cell phone protection

cell phone
Primary Car Rental Insurance

This is one of the few cards that will offer primarily car insurance if you rent a car for business reasons. This will allow you to decline coverage when renting a car, thus saving money. While many credit cards offer car rental insurance, they offer secondary insurance which means you’ll need to file a claim with your personal auto insurance company first, before the credit card insurance kicks in. With this card, you can completely leave your personal insurance company out of it.

Not to mention, you’ll also earn 3x points on your car rental.

Trip Protection and Trip Delay

Aside from offering 3x points on your travel purchases, this is an ideal card to use for the baked in travel protection. For example, if you need to cancel a trip for any protected reason (i.e., family sickness, death in the family, etc.), Chase will cover you as long as you paid for your travel with the card.

Another huge benefit is their flight delay protection. If your flight is delayed by 12+ hours, or if it requires an overnight stay, you can be reimbursed for up to $500 in out of pocket expenses. This covers not only the cardmember, but all family members traveling who were booked on the reservation. This came in huge last summer when my flight from Portugal back to Boston was canceled and then delayed for 36 hours. We were reimbursed our extra hotel night, all of our food, taxis and a few t-shirts. Best of all, you can even use miles for your airfare, as long as some of your portion is paid on the card, such as taxes, you are covered.

a man and two children posing for a picture in front of a statue
We got an extra day in Lisbon, Portugal without any extra out of pocket expenses on hotel, food and taxis!


If you are able to swing the minimum spend, then this is an amazing welcome offer. I personally value this at a minimum of $2,000 towards travel, which is quite awesome.

Since this is a business credit card, you also might be able to be approved for this card again for a second business you own. Although I already have this card for one business, I will absolutely be trying to get this card again for another. It also will not count against your “5/24” count since it is a business card as well.

Ink Business Preferred Credit Card

  • Earn 100,000 bonus points after you spend $15,000 on purchases in the first 3 months from account opening
  • Earn 3X points with the following categories (up to $150,000 per anniversary year): Travel, Shipping purchases, Internet, cable and phone services, and Advertising purchases made with social media sites and search engines
  • When you redeem your points through the Chase Ultimate Rewards travel portal, you’ll receive a 25% bonus when booking airfare, hotels, car rentals, and cruises
  • Receive cell phone protection benefit for you and all employees listed on your monthly bill – you just need to pay for your cell phone bill with this card (get up to $600 per claim with a $100 deductible per claim; up to 3 claims per 12 month period)
  • $95 annual fee
  • Apply here

Disclosure: This post includes affiliate links. As always, thank you for supporting the blog and enjoy traveling on a deal!

Editorial Disclosure: Opinions expressed here are author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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