A few years ago, IHG announced a new credit card in their portfolio — the IHG Rewards Club Premier Credit Card. Although this was to replace the old IHG Rewards Club Select Credit Card, it came out as a new product and did not require those cardmembers to upgrade to the new card. Many times when Chase introduces a new card, interested cardmembers are not able to get the new product if they are currently a member of the old product.
Fortunately though, with the new-ish IHG credit card, this does not apply! If you are still a cardmember for the IHG Rewards Club Select card, you are still eligible for this card AND the increased welcome offer. (The old IHG Rewards Select card is no longer available to new applicants).
- Key Link: IHG Rewards Club Premier Credit Card — Earn 150,000 IHG points plus a reward night certificate after spending $3,000 on the card within the first three months. $0 introductory annual fee, then $89 thereafter.
Benefits of having both cards
There are two good reasons to know this information:
First is, the IHG Rewards Club Premier Credit Card is offering their highest sign-up bonus yet at 150,000 points, plus the annual fee is waived for the first year. Both cards can be linked to the same account which means your points earned from both cards will just be combined. You can learn more about this limited time offer here.
Secondly, you can stack the benefits of both cards. Although you can no longer apply for the old version of the card, if you are still a card member, you’ll receive a 10% rebate when you go to redeem your points. Although you are capped at receiving 100k points back per year.
With the new IHG Premier Credit Card, the benefit is that you’ll receive your 4th night free on all stays when you redeem points. Now, if you have both cards and you happen to have a 4 night stay, this means on a point reservation you’ll get both your 4th night stay for free plus receive a 10% rebate on all the points redeemed. This ultimately means you’ll be spending 32.5% less points which is pretty amazing. You can learn more about combining these two benefits here.
Additionally, both cards receive a reward night after each account anniversary year at eligible IHG hotels worldwide.
Having both credit cards in your wallet can absolutely help you stay at IHG properties for less. The strong benefits and low annual fees make the card a must have. IHG also sells points at a significant discount quite often. Many times you can purchase points at just .5 cents per point. This means a 4-night stay with both benefits comes out to just $135/night!